PHILAMLIFE offers FREE CONSULTATIONS ? Carmona in Carmona, Calabarzon
PHILAMLIFE is the no.1, the most trusted, the 6x platinum awardee life insurance company in the Philippines. Please check website: www.philamlife.com
These are PHILAMLIFE product plans:
EDUCATION (peso & dollar)
- Have you started to save for your child?s education?
- What type of education do you plan for your children? Have you checked the cost of providing college education?
- What provisions are you making for accumulating educational funds?
- What role do you see yourself playing in the education of your children or grandchildren?
- Would you like to help fund your grandchildren?s educa tion?
- If something would happen to you (disability or death), what sort of income do you want guaranteed to send your children to school?
? THE COST OF WAITING MIGHT BE HIGHER THAN YOU THINK?
BRIGHT FUTURE plus
( a comprehensive education solution )
Issue ages: 0-10 yrs old, Paying Period: 5 yrs to pay, Payable up to age 12, Payable up to age 16
PRODUCT BENEFITS:
- education benefits in high school and college
- life insurance protection for the child and the payor
- accident coverage with medical reimbursement for the payor
- term insurance for the payor & emergency fund
- contingent education funds every semester until 4th year high school in case of payor?s death & permanent disability
II. SAVINGS / RETIREMENT
- Are you happy where you are at this point in your life?
- What is one financially related issue that is causing you to stay up at night?
- What are your professional & personal aspirations?
- Has market volatilityaffected your savings?
- What do you want done with the mortgage on your home if something would happen to you?
- Who do you know is setting aside money for your comfortable retirement? The money you don?t spend now is the money you will spend in retirement.
- If you could paint a picture of your average daily retirement, how would you explain to me? To whom would you spend your time with and what would you do? If you see one major road back between you and the picture you painted for me, what is that road back and what is preventing you from overcoming it?
- Can we discuss the retirement-income potential of your portfolio?
- What are your thoughts on retirement?
- How do you envision spending your 60?s, 70?s, 80?s ?
- Did you know that retirement costs more than your home?
- If I tell you that you can amortize your retirement plan, would this be interesting for you?
- Have you made provisions through your life insurance and investments program to maximize your pension income at retirement?
- What events could derail your current retirement savings plan?
- Did you know how much you will be spending in retirement?
- Do you feel comfortable about your retirement savings plan?
- If I tell you that you can amortize your retirement plan, would this be interesting for you?
- Do you know that at age 65, one of you has a 50% chance of living to age 92 and a 25% chance living to age 97?
- Can I help you determine how much you can expect to receive from SSS or your pension?
1.) B O U N T Y
for RETIREMENT, SAVINGS , or for CHILD?s EDUCATION
Issue ages: 0-65 yrs old ; suggested issue ages: 0-50 yrs old
Paying period: 5 yrs to pay,
10 rs to pay, 20 yrs to pay
PRODUCT BENEFITS:
-Guaranteed cash benefits yearly start on the 10th year
-Guaranteed lump sum maturity cash benefit plus
dividends after 20th year for your retirement
-Life insurance coverage with medical reimbursement
2.) BUILD and PROTECT
for RETIREMENT, SAVINGS for BUSINESS CAPITAL or for CHILD?S EDUCATION
Issue ages: 0-70 years old ;suggested issue ages: 0-55 yrs old
Paying period:5 years to pay, 10 years to pay
PRODUCT BENEFITS:
- guaranteed lump sum cash benefits plus dividends
After 15 years for your retirement, savings for Capital
for Business or for your child?s education.
- plus maturity bonus after 15 years
guaranteed doubled life insurance with medical reimbursement
L E I S U R E
For retirement
Issue Ages: 18-55 years old
Paying period: 5 years to pay, 10 years to pay
PRODUCT BENEFITS:
- guaranteed monthly income (pension) payments for 10 years starting at age 50 or 55 or 60.
- comprehensive accident coverage for accidental death or disability with medical reimbursement.
- with dividends that can be withdrawn monthly or in lump sum as an additional retirement fund, for business capital, for travel & etc.
III. SAVINGS/INCOME
/PROTECTION/DISABILITY
- With the current economic crisis, don?t you agree
that it is important to protect breadwinner?s income
from unforeseen risks? It is during this period like
today that a breadwinner?s income must be
protected at all costs. When was the last time you
reviewed yourIncome replacement Fund?
- Have you thought of protecting your spouse or
dependents if something were to happen to you?
- If you should become sick or hurt and can?t work, how
much monthly income would you need to maintain
your current standard of living?
- How long would your savings last if your
earned income stopped today?
- Will your house be fully paid-up in the event of your
death or disability?
- Do you believe life insurance disability income is
something worthy to carry for the protection of your
family?
- At your death, what sort of income do you want
guaranteed to your family?
- Do you know of any other plan that enables you to
leave your family MILLIONS OF PESOS before you
have earned them?
- Should a crisis hit your family, such as unexpected
death, an accident, or critical illness ? what is your
BAIL OUT PLAN for them?
- Don?t you agree that whether the market goes up or
down, some more persistent risks are always here:
the: dying too soon,living too long & becoming
disabled
-Nothing is more important than ensuring your
family?s future don?t you agree? So Sir/Ma?am,
What dreams do you have for your family?
- I guess you believe in this dream so much that this
is the reason why you are working hard, am I
correct?
- However, life is an unpredictable journey & you
need to be well prepared for the provision of
sufficient financial support for your family.
- Should a crisis hit your family, such asunexpected
death,an accident, or critical illness ?what is
yourBAIL OUT PLAN for them?
1.) L O N G E V I T Y
Issue ages: 0-70 yrs old
Suggested issue ages: 0-35 yrs old
Paying Period: 5 yrs to pay, 10 yrs to pay
20 yrs to pay
PRODUCT BENEFITS:
- Guaranteed lifetime cash benefits starting on the 10th year & every 3 years thereafter
- Lifetime protection with medical reimbursement plus dividends for the dependents or family
2.)V A N G U A R D
Issue ages: 0-70 yrs old
Paying Period: 5 yrs to pay, 10 yrs to pay, 20 yrs to pay
PRODUCT BENEFITS:
- Lifetime protection with medical reimbursement plus dividends for the dependents/family
3.) G U A R D I A N
Issue ages: 18-79
Paying Period: single pay, 5 yrs & 20 yrs to pay
PRODUCT BENEFITS:
-has the lowest premium that provides life insurance protection with medical reimbursement
-during the chosen coverage period.
IV.ESTATE PLANNING
- Have you drafted a will to distribute your estate to
your loved ones?
- What if I could show you a way to essentially
eliminate all the taxes, pass 100% of the asset?s value
on to your heirs and benefit charity as well?would
that be of interest to you?
- Do you believe that life insurance fund taxes that
may or may not come due?
-Who will be the recipients of your property?How?
When will the estate?s be distributed?
V. INVESTMENTS
- What is your investment philosophy? Strategy ?
- What results have you had with your investments over
the past few years? - What investment do you prefer?
- How much had you planned to invest?
PRIME YIELD (dollar)
Issue ages: 0-70 years old
PRODUCT FEATURES & BENEFITS:
- Allows tolock-in the highest performance of your investment at maturity as the markets goup?
- Allows you to also invest and earn even when the market is goingdown?
- allowsTOP-UPS or additional investment to take advantage of downturns
- providesLife and accident Insurance Coverage
- Fund will mature at 2019
- At MATURITY, policyholder will receive benefit equal to:
?Highest daily NAVPU (Net Asset Value /unit) X no. of units maturing in the fund?
Sir, Ma'am, as this will only take for 30-45 minutes, when is your convenient time to talk to you in person ?
Thanks,
Ms Mhel
Unit Manager, PHILAMLIFE
Regional Office: Acacia Avenue, Madrigal Business Park, Alabang Muntinlupa City
Main Office: UN Ave., Manila
CONTACT: 639068417678 / 639186648820 / 63 2 4809455